Didja know that raising a deductible decreases premium? If you’re looking for a way to manage your overall insurance cost, try increasing your deductible to see if it makes it more manageable!
Further, when you choose larger deductibles, you won’t be submitting small “nuisance” claims that can drive your premiums up over time. Frequency, as well as severity, is something underwriters review in the overall insurance picture.
Ask your agent (or me!) to look at your policy and make some suggestions. It’s worth considering!